Terms and Conditions

Effective Date: 1/28/2025

Total Wealth Group LLP & Total Wealth Services

Welcome to Total Wealth Group LLP (“we,” “our,” or “us”) and our affiliated firm, Total Wealth Services. By accessing and using our website, services, and communications, including SMS messaging, you agree to comply with the following Terms and Conditions.

1. General Terms

1.1 Scope of Services
Total Wealth Group LLP provides financial, tax, and business advisory services, while Total Wealth Services operates as a Registered Investment Advisor (RIA) firm. These Terms apply to all users engaging with either entity.

1.2 No Guarantee of Results
Our financial, tax, and investment advice is based on information provided by clients and market conditions. We do not guarantee specific financial outcomes or investment returns.

1.3 Changes to Terms
We may update these Terms periodically. Continued use of our services constitutes acceptance of any updates.

2. Compliance with 10DLC (A2P) Messaging Regulations

2.1 SMS Communication Consent

By providing your contact information or engaging with us, you consent to receiving SMS and text messages from Total Wealth Group LLP and Total Wealth Services in accordance with 10DLC (Application-to-Person Messaging) regulations set by The Campaign Registry (TCR) and Telephone Consumer Protection Act (TCPA) guidelines.

2.2 Opt-In Policy

• You must explicitly opt-in to receive SMS communications from us.
• Submitting a phone number through our forms does not automatically enroll you in promotional messaging.

2.3 Opt-Out Policy

• You can opt-out of receiving SMS messages at any time by replying STOP to any message.
• Message frequency may vary, and standard message and data rates may apply.

2.4 Privacy & Data Use

• Your mobile number will not be shared with third parties for marketing or promotional purposes.
• SMS communications will be limited to account updates, service notifications, and relevant financial insights.

3. Privacy and Data Protection

3.1 Data Collection

We collect and process personal information as outlined in our Privacy Policy. This may include financial data, contact information, and communication history.

3.2 Data Security

We implement reasonable measures to protect your data, but we do not guarantee absolute security. You are responsible for safeguarding your account information.

4. Limitation of Liability

We are not responsible for:

• Financial losses incurred from investment decisions based on our recommendations.
• Service interruptions, delays, or SMS delivery failures due to third-party carriers.
• Unauthorized access to client accounts resulting from user negligence.

5. Governing Law

These Terms are governed by the laws of California, and any disputes shall be resolved in Los Angeles County, California, in accordance with the applicable JAMS Arbitration Rules and Procedures.

6. Contact Information

For questions about these Terms, please contact us at:

Total Wealth Group LLP
4165 E Thousand Oaks Blvd STE# 355 Westlake Village, CA 91362
(213)-523-7004
hello@totalwealthgroup.com

By using our services, you acknowledge and agree to these Terms and Conditions.